Welcome to Shiv Balaji Creations. By accessing or using our services, including purchasing apparel from us, you agree to be bound by the following terms and conditions:

1. Products
We offer men’s and women’s clothing. All products are subject to availability and prices may change without prior notice.

2. Orders & Payments
Orders can be placed in person or through authorized channels.

Payment must be made in full before dispatch.

We accept [Cash, UPI, Bank Transfer – update as applicable].

3. Shipping & Delivery
We deliver within India.

Shipping charges, if any, will be communicated at the time of order.

Estimated delivery time will be informed during the order process.

4. Returns & Exchanges
Products may be exchanged within 7 days of purchase, provided they are unused and in original condition.

No cash refunds; exchange/store credit only.

No returns on sale items or innerwear for hygiene reasons.

5. Limitation of Liability
Shiv Balaji Creations is not liable for any indirect or incidental damages arising from the use of our products or services.

6. Governing Law
These terms are governed by the laws of India. Any disputes shall be settled in the jurisdiction of Ujjain, Madhya Pradesh.